A heatwave has hit the UK, with temperatures rising to over 30 degrees Celsius in some areas.

A heatwave has swept across the UK, with temperatures rising to over 30 degrees Celsius in some areas. This is unusual for this time of year, so why is it so hot right now?

Why is it so hot right now?

The UK usually experiences its hottest weather in July and August, when the sun is at its highest point in the sky. However, this year has seen a heatwave come early.

Temperatures reached 31C (88F) on Wednesday, making it the hottest day of the year so far.

On Thursday, temperatures rose even higher, hitting 33C (91F) in Cheltenham and Gloucester.

Parts of Europe have also been experiencing a heatwave, with (BBC). This means that air pressure between Europe and Britain has been lower than usual, causing warm air from Europe to flow into Britain.

The Bank of England is raising interest rates for the first time in 10 years.

The Bank of England has raised interest rates for the first time in 10 years, but what does this mean for you?

What is an interest rate?

An interest rate is a price paid by a borrower to a lender, calculated as a percentage of the amount borrowed. It’s used to reflect the cost of borrowing money and will affect how much you pay back on your loan.

Why are interest rates being raised?

Raising interest rates means that banks and building societies will charge customers more to borrow money. This will mean that they can make more profit from their lending activities, which they can then use to invest in businesses and help stimulate economic growth.

Why do banks raise their rates before the Bank of England raises its rates?

Banks tend to be quicker than central banks at changing their lending rates. They may also feel less pressure from the market because they don’t have one single benchmark rate like central banks do. The Bank of England’s base rate is known as ‘Bank Rate’, while most lenders use Libor as their benchmark.

When a bank changes its base rate, it affects all other variable mortgage and savings products offered by that bank or building society. The size of these changes depends on how closely linked each product is to Libor.

How does an increase in interest affect my mortgage repayments?

Variable mortgages are linked directly to Bank Rate so any change in this directly affects your monthly repayments. This means that if you have a variable mortgage and your lender decides not to pass on any rise from the Bank of England then you won’t see any change in your monthly payments.

Fixed mortgages are also affected by changes in Bank Rate but only after an initial period known as ‘grace’. Grace periods vary between lenders but usually last between one and two years before fixed mortgages begin moving up or down with changes in Bank Rate.

The word spaz has been used as a derogatory term for people with disabilities since the 1980s.

In the 1980s, the word spaz was used to describe someone who was clumsy or who moved in an awkward way. The word is commonly associated with people with disabilities, however, which has led to some controversy over its use. People have said that it’s not just insensitive but also offensive to use the word spaz to describe someone with a disability. The controversy surrounding the word has caused many people to try and stop using it altogether.

What does Spaz mean?

The origin of the word spaz is unclear, but there are two theories about where it came from. One theory suggests that it comes from a combination of “spastic” and “jerk” while another suggests that it comes from “spasmatic” or “spasmodic.” The first theory seems more likely given that there is no evidence of jerk being used in this way before 1981 and there are many examples of people using spastic and spasmodic as insults for each other before this time.

Why is Spaz derogatory?

Many people believe that using the term spaz is offensive because it equates having a disability with being clumsy or awkward. This association makes those who use the term think less of those they call a spaz, which can be hurtful for those who have disabilities.

Instagram Stories has been causing issues for users since it was introduced in 2016.

Instagram Stories, the app’s Snapchat-like feature, has been causing a lot of issues for users. Since its introduction in 2016, there have been many reports of the feature not working correctly or at all. Users have reported that the feature doesn’t work on both Android and iOS devices, but it seems to be more common on Android phones. Users have also reported that they are unable to upload their own photos and videos to Instagram Stories.

Users have taken to Twitter and Reddit to complain about the issue. One user said that they were unable to view other people’s stories on Instagram or even see who had viewed their story. This is particularly frustrating for users who use Instagram Stories as a way of connecting with their followers.

Instagram keeps replaying stories from your feed

Instagram has begun rolling out a new feature that will allow users to rewatch the stories of accounts they follow. The company has confirmed that it is currently testing the feature with a small number of users, but hasn’t said when it will be rolled out more widely.

The feature was first spotted by Jane Manchun Wong, who posted a screenshot of the new “rewind” button on Twitter. Wong also noted that Instagram appears to be rolling out an option to follow hashtags.

“We are always testing ways to make it easier to discover new content on Instagram,”